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Group insurance

Protect a workforce and meet your statutory obligations with LIC group schemes — arranged and serviced by us.

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Group insurance covers many people under a single policy — most often a company's employees, but also members of an association or a family unit. It is usually more cost-effective than individual cover and, for employers, it is often part of meeting legal obligations like gratuity.

Office building with a team of employees

For Corporates

Employee life cover, gratuity and superannuation funding, and pensioner schemes.

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A family sheltered under a protective arc

For Families

Life cover and savings that protect the whole household under one plan.

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An individual beside a protective shield

For Individuals

Personal life cover and savings for those who want protection in their own name.

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Employer Schemes

Group schemes for corporates

The three most common reasons a company comes to us.

Group term life

A single policy that provides a life-cover benefit to the family of any covered employee who passes away in service. A low-cost, high-value staff benefit.

Gratuity funding

Gratuity is a statutory payment employers owe long-serving staff. A group gratuity scheme funds that liability in a planned way rather than paying it in a lump when it falls due.

Pensioner & superannuation schemes

Retirement-benefit schemes that build a corpus for employees and convert it into pension income, helping you offer a competitive retirement benefit.

Set up cover for your team

Send us your headcount and what you need, and we will come back with the right scheme.

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Talk to us about cover

Fill in a few details and tap the button — it opens a WhatsApp chat with D. S. Sharan with your enquiry ready to send. No forms, no waiting on email.

D. S. Sharan — +91-98113 68399

Yashasvi Sharan — +91-99104 04799

[email protected]

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